At the Bank

80 words and phrases for everyday banking.

Study materials

WordTranslationTranscription
bankA business that holds money and provides financial services./bæŋk/
branchA local office belonging to a larger bank./bræntʃ/
bank clerkAn employee who helps customers with banking services and records.
accountAn arrangement with a bank for holding and managing money./əˈkaʊnt/
account numberA unique sequence used to identify a particular bank account.
cashMoney in the form of notes and coins./kæʃ/
bank cardA card linked to banking services and used for payments or withdrawals.
debit cardA card that normally uses money held in the linked account.
credit cardA card that allows purchases using an agreed line of credit.
PINA secret number used to authorize access or a card transaction./pɪn/
ATMA machine used for withdrawals and other basic banking services./ˌeɪ tiː ˈem/
depositTo put money into a bank account./dɪˈpɑːzɪt/
withdrawTo take money out of a bank account./wɪðˈdrɔː/
transferTo move money from one account to another./trænsˈfɜːr/
balanceThe amount of money currently recorded in an account./ˈbæləns/
feeAn amount charged for a service or transaction./fiː/
bank statementA record of transactions and balances for a stated period.
paymentMoney given or transferred for a product, service, or debt./ˈpeɪmənt/
loanMoney provided under an agreement that it will be repaid./loʊn/
interestMoney paid for borrowing or earned on certain deposits./ˈɪntrəst/
currencyThe money officially used in a particular country or area./ˈkɜːrənsi/
exchange rateThe value of one currency expressed in another currency.
identificationAn official document or evidence used to prove who someone is./aɪˌdentɪfɪˈkeɪʃən/
passportAn official document used to identify a person and permit international travel./ˈpæspɔːrt/
addressThe details identifying where a person or organization is located./əˈdres/
formA document with spaces for information to be entered./fɔːrm/
signatureA person's written name or mark used to authorize or confirm something./ˈsɪɡnətʃər/
open an accountTo establish a new banking account with a provider.
close an accountTo end a banking account and its associated services.
I'd like to depositA polite statement used when placing money into an account.
How much is the feeA question asking the cost of a banking service.
receiptA record confirming that a transaction or payment occurred./rɪˈsiːt/